32968 ZIP Code — Vero Beach, FL

Indian River County, Florida

ZIP code 32968 is located in Vero Beach, Florida, within Indian River County. It covers approximately 43.47 square miles and serves a population of 15,456 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 772.

About ZIP code 32968

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $343,300. Owner-occupancy is high at 94%, well above the national average.

Median household income is $90,058. The poverty rate of 4% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Overall, ZIP code 32968 reflects a community defined by high homeownership and a significant Social Security-dependent population.

15,456

population

43.47

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32968 ZIP code map

Cities in ZIP code 32968

Below are the cities the US Postal Service accepts for ZIP code 32968. Using any city not on this list may result in mail delivery delays.

City	Status
Vero Beach	Acceptable
Vero Beach	Preferred

Nearby ZIP codes

34951 Fort Pierce (7.4 mi) 32960 Vero Beach (7.7 mi) 32962 Vero Beach (7.9 mi) 32967 Vero Beach (9.3 mi) 32966 Vero Beach (9.5 mi) 34946 Fort Pierce (10.7 mi) 34945 Fort Pierce (10.7 mi) 32963 Vero Beach (11.5 mi) 32948 Fellsmere (11.6 mi) 34947 Fort Pierce (12.6 mi) 32958 Sebastian (14.8 mi) 34950 Fort Pierce (15 mi)

Demographics updated 05/2026

Population
Total population	15,456
Population density	356 / sq mi
State FIPS	12
County FIPS	061

Geography
Land area	43.47 sq mi
Water area	0.04 sq mi
Latitude	27.5883
Longitude	-80.5132
Timezone	Eastern (ET)
Area code	772

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.9%	44.3%	43.4%
$50k – $100k	35.4%	30.0%	30.8%
$100k – $200k	26.7%	18.6%	19.3%
Over $200k	7.0%	7.1%	6.4%

Demographics & statistics

15,456

Population

356

People per sq mi

48.2

Median age

$90,058

Median household income

$39,939

Per capita income

$343,300

Median home value

$1,597

Median monthly rent

94.0%

Home ownership

3.6%

Poverty rate

1.8%

Unemployment

6,095

Housing units

35.3%

Bachelor's or higher

Age distribution

Male Female

230

Under 5

252

313

5–9

343

411

10–14

451

695

15–19

763

338

20–24

370

670

25–34

735

756

35–44

829

912

45–54

1,002

424

55–59

465

544

60–64

598

1,268

65–74

1,392

681

75–84

748

127

85+

139

← Male

Female →

Age summary

Group	Count	%
Under 18	2,755	17.8%
18 and over	12,701	82.2%
65 and over	4,355	28.2%
Median age	48.2 years

Race & ethnicity

White 76.1%

Two or more races 8.8%

Hispanic or Latino 8%

Black or African American 4.3%

Other race 1.8%

Asian 1.1%

Group	Count	%
White	12,780	76.1%
Two or more races	1,482	8.8%
Hispanic or Latino	1,337	8%
Black or African American	716	4.3%
Other race	294	1.8%
Asian	184	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.9%	44.3%	43.4%
$50k – $100k	35.4%	30.0%	30.8%
$100k – $200k	26.7%	18.6%	19.3%
Over $200k	7.0%	7.1%	6.4%

Under $10k 3.4%

$10k–$15k 0.8%

$15k–$25k 3.4%

$25k–$35k 3.6%

$35k–$50k 14.8%

$50k–$75k 13.5%

$75k–$100k 19.1%

$100k–$150k 23.8%

$150k–$200k 8.8%

$200k+ 8.8%

Range	% of households
Under $10k	3.4%
$10k–$15k	0.8%
$15k–$25k	3.4%
$25k–$35k	3.6%
$35k–$50k	14.8%
$50k–$75k	13.5%
$75k–$100k	19.1%
$100k–$150k	23.8%
$150k–$200k	8.8%
$200k+	8.8%
Median income	$90,058

Housing

Home values

Under $50k 0.6%

$50k–$100k 2.2%

$100k–$150k 1.2%

$150k–$200k 9.3%

$200k–$300k 22.9%

$300k–$500k 51.6%

$500k–$1M 10.9%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$343,300
Median rent / month	$1,597
Owner occupied	94.0%
Renter occupied	6.0%
Vacant	14.7%
Single-family detached	96.7%
Large apartment buildings	0.0%
Mobile homes	0.9%
Median rooms	6.4
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.2%
2010–2019	16.0%
2000–2009	41.6%
1990–1999	11.8%
1980–1989	14.4%
1970–1979	11.2%
1960–1969	2.4%
1950–1959	2.4%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	0.2%
2 bedrooms	16.7%
3 bedrooms	54.0%
4 bedrooms	27.6%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	29.2%
2 vehicles	51.7%
3 or more	17.7%

Heating fuel

Fuel type	%
Utility gas	5.6%
Electricity	93.1%
Solar	0.3%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	3,506	63.9%
Cohabiting couple	215	3.9%
Male householder, no spouse	414	7.6%
Female householder, no spouse	1,348	24.6%
Households with children under 18	1,306	23.8%
Households with seniors (65+)	2,729	49.8%
Average household size	2.80

Marital status

Status	Male	Female
Never married	29.9%	22.8%
Married	61.8%	58.5%
Separated	1.2%	0.3%
Widowed	2.1%	7.9%
Divorced	5.0%	10.5%

Education

Less than 9th grade 0.6%

Some HS, no diploma 3.7%

HS graduate 25.8%

Some college, no degree 23.3%

Associate's degree 11.3%

Bachelor's degree 21.4%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	95.7%
Bachelor's or higher	35.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	127	3.6%
Kindergarten	155	4.4%
Elementary school	1,322	37.7%
High school	1,039	29.7%
College / grad school	860	24.6%

Employment

Industry of employment

Education & healthcare 18.4%

Arts, food & hospitality 17.7%

Professional & management 16.0%

Retail trade 14.8%

Other services 5.3%

Transportation & utilities 5.2%

Construction 5.0%

Public administration 4.7%

Finance & real estate 4.3%

Manufacturing 4.2%

Wholesale trade 2.7%

Agriculture & mining 1.1%

Information 0.6%

Occupation

Category	%
Management, business & arts	36.5%
Service	17.6%
Sales & office	26.1%
Natural resources & construction	6.4%
Production & transportation	13.5%

Employment type

Type	%
Private sector	84.9%
Government	10.2%
Self-employed	4.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	79.3%
Carpool	8.6%
Public transit	0.2%
Walk	0.0%
Work from home	10.2%
Other means	1.7%
Avg commute (minutes)	21.0

Poverty

All people 3.6%

Under 18 years 4.7%

18 and over 3.4%

Married-couple families 0.8%

Female-led households 17.8%

Income support

Source	% of households
Social Security	49.6%
Retirement income	39.1%
Supplemental Security	1.6%
Cash public assistance	0.8%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	29.9%
High blood pressure	30.8%
High cholesterol	34.9%
Diabetes	9.3%
Heart disease	6.6%
Stroke	2.9%
Asthma	8.4%
Arthritis	23.7%
Kidney disease	2.8%
Pulmonary disease	7.3%
Cancer	7.3%

Behavior / access	%
Smoking	17.7%
Binge drinking	15.3%
No physical activity	21.7%
Less than 7 hrs sleep	32.2%
Depression	18.0%
Fair or poor health	13.2%
Poor mental health	14.0%
Poor physical health	10.2%
No health insurance	17.6%
Visited doctor (checkup)	74.5%
Visited dentist	65.4%
Cholesterol screening	91.9%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,057	8.3%

Disability	%
Any disability	10.6%
Under 18	1.1%
18–64 years	6.7%
65 and over	23.9%

Health insurance coverage

Type	%
Private insurance	73.0%
Public insurance	38.3%
No insurance	8.4%
Uninsured under 19	8.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,974	96.9%
Spanish	326	2.2%
Other Indo-European	161	1.1%
Asian & Pacific Islander	135	0.9%
Other languages	30	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,578	94.3%
Born in same state	14,266	92.3%
Born in different state	5,244	33.9%
Foreign born	312	2.0%
Naturalized citizen	878	5.7%
Not a US citizen	675	76.9%

Ancestry

Ancestry	Count	%
French	2,815	18.2%
Italian	1,839	11.9%
Arab	1,580	10.2%
English	338	2.2%
German	112	0.7%

Ancestry	Count	%
Polish	106	0.7%
Dutch	41	0.3%
Norwegian	33	0.2%
Irish	32	0.2%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32968

What city is ZIP code 32968 in?

ZIP code 32968 is primarily assigned to Vero Beach, Florida.

What county is ZIP code 32968 in?

ZIP code 32968 falls within Indian River County, Florida.

Is ZIP code 32968 mostly owner-occupied?

94% of occupied units in ZIP code 32968 are owner-occupied, well above the national average.

Does ZIP code 32968 have an older population?

28% of residents in ZIP code 32968 are 65 or older, above the national average of ~17%.

Does ZIP code 32968 have a large retiree population?

50% of households in ZIP code 32968 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 32968?

The median home value in ZIP code 32968 is $343,300.

What timezone is ZIP code 32968 in?

ZIP code 32968 observes the EST timezone.